Microsoft is pushing its Xbox all access financing package harder than ever before in hopes it can entice users to build lasting attachment to its new Xbox Series X and Xbox Series S consoles.
Rather than buying a device at full price up front, all access enables consumers to pay a monthly bill over the course of 24 months. It’s a bundle that includes Xbox Game Pass Ultimate for the duration of the contract.
Amid the economically challenging COVID-19 pandemic, people might view all access as a way to push much of the cost of a pricey holiday gift into the future.
As with any financing package, there are risks worth considering when it comes to all access.
Here’s what to know about Xbox all access:
What is Xbox all access?
Xbox all access is a payment option for the Xbox Series X and Xbox Series S that offers potential benefits to certain buyers looking to spread charges out over time.
How does Xbox all access work?
Xbox all access requires a payment of $34.99 per month for 24 months for the Series X bundle and $24.99 per month over the same timeframe for the Series S bundle. It’s a financing contract that offers a discount and deferred payments when bundling the console and online features up front.
Adding up the total costs, it’s $840 over two years for the Series X all access package and $600 for the Series S package.
What is included in an Xbox all access bundle?
By signing up for the all access bundle, which requires credit approval, buyers get the console itself and a 24-month subscription to Xbox Game Pass Ultimate. Xbox Game Pass Ultimate enables access to Xbox Gold online multiplayer and a number of free and discounted games.
The total cost over 24 months for Xbox Game Pass Ultimate alone outside of the all access bundle is $360. That means savings of about $20 with Series X all access ($840 instead of $860) and $60 with Series S all access ($600 instead of $660).
Does Xbox all access package include the Series X console?
If you choose the Series X all access package, it does come with that console. There’s also a Series S package that’s $10 per month cheaper and comes with the Series S console.
What is the 2020 price for Xbox all access?
As mentioned above, the all access price is $34.99 for the Xbox Series X bundle and $24.99 for the Xbox Series S bundle.
Is there an annual fee or interest charged for Xbox all access?
Assuming payments are made on time, there is no annual fee or interest charged. Missing payments could hurt your credit score and lead Microsoft to lock you out of your system.
Once the 24 months are over, the Xbox is yours to keep.
How do you cancel an Xbox all access contract?
Because it’s a binding contract rather than a subscription, there is no way to cancel an all access contract beyond the first 30 days, or get a replacement console outside of a limited warranty coverage period.
It’s also impossible to shed the Xbox Game Pass Ultimate part of the bundle to shed costs during the contract.
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